Assets (what you own)

Cash, chequing, and savings ($)

RRSP, TFSA, FHSA, and pension balances ($)

Other investments ($)

Home or property value ($)

Vehicle value ($)

Other assets ($)

Liabilities (what you owe)

Mortgage balance ($)

Car loan or lease ($)

Student loans ($)

Credit card balances ($)

Line of credit or personal loan ($)

Other debt ($)

Your financial snapshot

Total assets

Total liabilities

Your net worth

Negative net worth is common, and temporary

Early in your career, or right after buying a home, it's normal for what you owe to outweigh what you own. The number that matters most is the trend. Recalculate every six or twelve months, or track it in the free spending plan template, to confirm you're moving in the right direction.

Asset and liability values are your own estimates. This tool is for educational purposes only and does not constitute financial advice.

Assets (what you own)

Liabilities (what you owe)

Your financial snapshot

Negative net worth is common, and temporary

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