Ready for Life
Financial Information at Your FingertipsGood financial decisions start with understanding.
You don't need to become a financial expert. You do need to understand what you have, what matters most, and what your next decision could mean for the life you're building.
Ready for Life was created to make those conversations and decisions easier.
Financial Success Checklist
A practical guide to building confidence with money, one step at a time. Download it, print it, and work through it at your own pace.
- Free, with no sign-up or email required
- Six printable pages
- Created by Leigh Grant Financial
Four ways to build your money skills
Read, watch, run the numbers, or get hands-on. Every resource is free and written for real life, not finance textbooks.
Articles
Short, practical guides on budgeting, paying off debt, credit scores, RRSPs and TFSAs, insurance, and retirement.
Browse ArticlesVideos
Short video lessons that walk through each topic step by step are coming soon. See what's on the way.
Videos Coming SoonCalculators
Free tools to compare mortgages, build a budget, plan your debt payoff, and check your net worth.
Try the CalculatorsTemplates
A free Google Sheets spending plan with a monthly budget, net worth snapshot, goals tracker, and tax savings tab.
Get the Free TemplateWhat would you like to feel more confident about?
Start with these articles
How to Build a Budget That Actually Works
A simple framework for putting every paycheque to work, including the 50/30/20 rule and how to automate savings.
Read article →A Practical Plan for Paying Down Debt
How to prioritize what you owe, compare the avalanche and snowball methods, and avoid common traps.
Read article →Credit Scores in Canada, Explained
What actually affects your credit score, how Canada's two bureaus work, and habits that build credit over time.
Read article →Investing Basics: RRSPs, TFSAs, and Compound Growth
How RRSPs and TFSAs differ, why an employer match is worth capturing, and how compounding works in your favour.
Read article →Insurance Basics: Health, Dental, Life, and Disability Coverage
A plain-English guide to extended health, dental, life, and disability coverage, and how to actually use it.
Read article →Retirement Planning in Canada: Where to Start
Why starting early matters more than starting big, and how CPP, OAS, RRSPs, and TFSAs fit together.
Read article →Welcome to the Life Ready Learning Hub
The Life Ready Learning Hub is a free educational resource from Leigh Grant Financial designed to help you feel more confident about everyday money decisions. Explore practical, plain-English guidance on budgeting, debt, credit, savings, protection, and planning ahead.
What you'll find here
- Friendly guides on budgeting, debt, credit, saving, protection, and planning ahead
- Short videos (coming soon) and practical examples to make key ideas easier to understand
- A free spending plan template to help you get organized and take the next step
This hub is here to educate and support. The information provided is general in nature and not personalized financial advice. Ready for a more personal conversation about your financial goals? We're here for you.
Our Approach
Clear guidance, thoughtful protection, and education to help you move forward with greater confidence.
Trusted connections, when you need them. Our role is to help make life's decisions a little easier. When you need support outside our area of expertise, we're happy to connect you with trusted professionals we've worked with and feel comfortable referring.
Not sure where to start?
Browse the topics that matter most to you, or reach out if there's a question you'd like us to cover.
Let Us KnowFrequently asked questions
What is the Life Ready Learning Hub?
The Life Ready Learning Hub is a free financial education website with articles, videos, and templates on budgeting, debt, credit, investing, insurance, and retirement planning in Canada. It was created by Leigh Grant Financial for the Life Ready Facilitated Care community and is open to everyone.
Is it really free? Do I need an account?
Yes, everything is free and there is no account or sign-up. You can read every article, view the spending plan template, and watch videos once they launch, without providing any personal information.
Is this financial advice?
No. All content is general education to help you understand how money topics work. It does not consider your personal situation, so speak with a qualified financial professional before making decisions about your own finances.
Can I access my group benefits or investment account here?
No. The Life Ready Learning Hub is an education-only resource and does not connect to any benefits, insurance, or investment account. For questions about an existing account or policy, contact your plan provider directly.
Where can I get the free budget template?
The free Complete Financial Spending Plan is on the Templates page. It is a view-only Google Sheet with tabs for a monthly spending plan, financial snapshot, dashboard, goals tracker, accounts, and tax savings. You can request your own editable copy directly in Google Sheets.